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A credit card is a machine-readable plastic payment card that may be used to purchase goods or services on credit.
Credit cards account for an ever-increasing percentage of financial transactions.
In contrast to charge cards, the balances for which must be paid off on a monthly basis, credit cards allow the clients a continuing balance of debt. It also differs from a debit card, which enables a client to access his or her bank account at financial institutions and make payments, but not to do so on a credit basis. All these plastic cards have the same shape and size as defined by an ISO standard.
Kreditní karta je strojově čitelná platební karta z plastu, která může být použita k nákupu zboží nebo služeb na úvěr.
Kreditní karty mají stále větší procentní podíl na finančních transakcích.
Na rozdíl od charge karty, u které musí být čerpané prostředky spláceny měsíčně, kreditní karty umožnují klientům pokračování dluhu. Kreditní karta je odlišná také od debetní karty, která umožňuje klientovi přístup k vlastnímu bankovnímu účtu u finančních institucí a placení, ale neumožňuje platit na úvěr. Všechny tyto plastové karty mají stejný tvar a velikost definovanou standardem ISO.<
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English Editorial Services’ mission is to assist international businesses and organizations of all sizes to communicate clearly, correctly, and persuasively with their business partners and target audiences.
Simply subscribe to receive our Business Term of the Day at no charge to your inbox each business day, with explanation in English and Czech.
